• This is the official Terms of Use for the RateMyAdvisor website (collectively, “RateMyAdvisor”, “Site”, “we”, “us”, or “our”).
  • You agree that all claims, legal action, disputes, and lawsuits you bring against RateMyAdvisor or against any of its employees, affiliates or other individuals associated with RateMyAdvisor as a result of their employment with or actions on behalf of RateMyAdvisor will be subject to the Laws of the Province of Ontario (Canada). You also agree to seek resolutions in a court of law located in the City of Toronto, Ontario, for the purpose of litigating all such claims, legal action, disputes, and lawsuits. The Laws of the Province of Ontario will govern these Terms of Use as well as any claim that you might bring forth against RateMyAdvisor without giving effect to any choice of law or conflict of laws provisions.
  • You must be at least eighteen (18) years of age.
  • All services provided on our Site are, and shall remain, the exclusive property of RateMyAdvisor. You may not copy, download, duplicate, or disseminate any information, evaluation, profile, articles, or data included in our Site regardless of the method of distribution except for your own personal or internal business purposes.
  • The information contained in our Site does not constitute, either directly or indirectly, advice, an opinion, or a recommendation, nor should it be construed as such.Stating otherwise represents a breach of your agreement to comply with our Terms of Use.
  • Past performance of any investment may not be indicative of its results or future performance. Different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment, investment strategy, fund manager, or financial product to which we make reference in our Site, either directly or indirectly, will be profitable, will be consistent with its historical performance, or will be suitable for your or anyone else’s investment portfolio. Individuals who visit our Site are required to undertake their own due diligence and RateMyAdvisor assumes no responsibility for the decisions made by individuals who have visited or used the services provided on our Site.
  • Determining the validity of a review is not RateMyAdvisor’s role nor does RateMyAdvisor assume any responsibility for ensuring a review is accurate. All views, ratings, comments, and opinions, including the articles, blogs, publications, and educational material that are posted on our Site are solely those of the original author and do not necessarily reflect the views, policy, opinion, or position of RateMyAdvisor or of its staff, employees, affiliates, or directors. RateMyAdvisor does not verify, guarantee, support, ascertain, or opine on the validity of the reviews, ratings, comments, views, and opinions including, but not limited to, articles, publications and educational material produced by third-party organizations, posted on our Site.
  • RateMyAdvisor may publish third-party blogs, articles and research on its Site. ALL INFORMATION, ANALYSIS, AND RESEARCH SHOWN ON OUR SITE ARE PROVIDED FOR INFORMATIONAL PURPOSES ONLY. SUCH INFORMATION DOES NOT CONSTITUTE INVESTMENT ADVICE, OR AN INVESTMENT RECOMMENDATION, OR AN ENDORSEMENT BY RateMyAdvisor, NOR SHOULD IT BE CONSTRUED AS SUCH. WE DO NOT MAKE ANY GUARANTEE AS TO THE SUITABILITY OR THE APPROPRIATENESS FOR YOU OR FOR ANYONE ELSE OF THE INFORMATION CONTAINED IN OUR SITE. YOU SHOULD ALWAYS CONSULT YOUR FINANCIAL OR INVESTMENT ADVISOR(S) AND/OR CONDUCT YOUR OWN INDEPENDENT RESEARCH AND ANALYSIS BASED ON YOUR OWN PERSONAL SITUATION AND FINANCIAL POSITION BEFORE BUYING OR SELLING ANY SECURITIES OR FINANCIAL INSTRUMENT.
  • All information and publications contained in our Site may be subject to change without notice.
  • You should not use any of the information published on our Site without undertaking your own independent financial research and analysis and, if need be, seeking your own independent legal, investment, or financial advice.
  • You may post your reviews using your own identity or by using a screen name, but all reviews, ratings, comments, and opinions must be objective, fair, and truthful, and must be based on the professional services of the registered advisors with whom you have had a direct and firsthand experience. Libelous or malicious comments or comments that unfairly damage a reputation may expose you to legal repercussions.
  • If you are a registered advisor, you must communicate with RateMyAdvisor by using only your professional corporate email address, which is the corporate e-mail address that you use in your professional communications with your clients. This allows RateMyAdvisor to establish to the best of its abilities that you are the registered advisor that you claim to be. For that reason, RateMyAdvisor will not respond to requests from registered advisors who use any e-mail address other than their professional corporate email address.
  • Falsely claiming the profile of a registered advisor or the identity of anyone on our Site may expose you to serious legal repercussions.
  • RateMyAdvisor does not assume any responsibility for verifying the identity of individuals who use its Site.
  • RateMyAdvisor is under no obligation to disclose the identity of its reviewers, including those who post under a screen name, unless as required by law.
  • RateMyAdvisor does not verify the identity of the reviewers who register on its Site nor does it verify the validity of any reviews, ratings, or comments posted on its Site.
  • Apart from the corporate e-mail address provided by the registered advisors, RateMyAdvisor does not verify the accuracy of the information posted on the registered advisors’ profiles.
  • If you are a registered advisor and you claim your profile on our Site, you are solely responsible for all the information that you post on your profile. You are also solely responsible for ensuring that the information that you post on your profile conforms with both the requirements of your corporate compliance and the requirements of the regulatory agencies that oversee your professional activities and your registrations.
  • You may not post any views, ratings, comments, or opinions on a registered advisor for which you have been compensated, either directly or indirectly, in any way.
  • If you breach our Terms of Use, you may be prosecuted to the fullest extent of the law.
  • By registering on RateMyAdvisor and/or by providing your email address to use any of RateMyAdvisor’ services or functions, you acknowledge that you give RateMyAdvisor the express permission to contact you using the e-mail address provided. You may choose to opt out of receiving our e-mail communications by changing your preferences in your personal account on our Site or by pressing on the unsubscribe link in our email communications.
  • All copyrighted material and publications posted on our Site may be viewed free of charge, but cannot be forwarded, sold or otherwise disseminated.
  • RateMyAdvisor may modify the content or format of its Site or cease to provide any service on its Site without prior notice to users of its Site.
  • RateMyAdvisor is under no obligation to maintain the registration of anyone on its Site and may choose to delete your account at any time at its sole discretion.
  • You are not permitted to post multiple reviews, ratings, comments, or opinions for a single registered advisor.
  • You are not permitted to use multiple accounts for the purposes of, among other things, posting multiple reviews, ratings, comments, or opinions.
  • The use of our Site constitutes your acceptance of our Terms of Use. If you do not agree with our Terms of Use, please do not use our Site.
  • By agreeing to our Terms of Use, you also agree to our Privacy Policy.